Unit Sale Purchase Agreement (SPA) Draft

Document Ref: BK-2026-00045 Date: 10-Oct-2026 Currency: AED (UAE Dirham) Project: Marina Heights Tower

Total Agreement Value

AED 1,850,000.00

Down Payment Due: AED 185,000.00

Buyer / Customer Name

Project Scope

Unit Selection (Available)

Sales Representative / Internal Agent

Residency & Payment Rule (E3)

KYC / AML Clearance Status

Mandatory balance-amount guarantee cheque deposited DLD 4% Waiver Requested (Requires Sales Head Approval) Admin Fee Waiver Requested

Base Agreed Price (AED)

Down Payment (%)

Number of Construction Installments

First Installment Due Date

#	Milestone Description	Due Date	Share (%)	Installment Amount (AED)	Receipt Status	Notes / DLD Stage
1	Immediate Down Payment	10-Oct-2026	10.0%	185,000.00	Received (CR-312)	Initial booking milestone
2	Installment 1 (Substructure Completion)	10-Jan-2027	15.0%	277,500.00	Pending	Linked to DLD 20% Certificate
3	Installment 2 (Superstructure 50%)	10-Apr-2027	15.0%	277,500.00	Pending	Linked to DLD 40% Certificate
4	Installment 3 (Facade & MEP)	10-Jul-2027	15.0%	277,500.00	Pending	Linked to DLD 60% Certificate
5	Installment 4 (Internal Finishes)	10-Oct-2027	15.0%	277,500.00	Pending	Linked to DLD 80% Certificate
6	Final Handover (Building Completion)	10-Jan-2028	30.0%	555,000.00	Pending	Handover & Title Deed Issuance

Fee Category	Legal Basis	Rate / Amount (AED)	Waiver Authority	Status
Dubai Land Department (DLD) Fee	Statutory 4.0% Property Registration	74,000.00	Non-Waivable (Payable to DLD)	Due at Booking
Oqood Certificate & Admin Fee	DLD Electronic Registration & Legal Attestation	5,250.00	Sales Head Approval	Due at Booking

Special Contract Clauses / Remarks

Base Unit Price: AED 1,850,000.00

DLD Registration (4%): AED 74,000.00

Admin & Oqood Fee: AED 5,250.00

UAE VAT (5% on Admin): AED 262.50

Total Contract Value: AED 1,929,512.50

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Buyer & Real Estate Inventory Specification